UMass Minutemen Odds
- Overall Record
- 0-12
- ATS Record
- 3-9-0
Minutemen Injuries
All NCAAF InjuriesThere are no injuries for this team currently.
Minutemen 2026 Schedule & Betting Odds
| date | opponent | score | spread | over/under | moneyline |
|---|---|---|---|---|---|
| Nov 25th | BGSU | L 14-45 | +14 L | O 44.5 | BGSU +395 |
| Nov 19th | @OHIO | L 14-42 | +34 W | O 53 | OHIO +3000 |
| Nov 13th | NIU | L 3-45 | +9.5 L | O 43.5 | NIU +305 |
| Nov 5th | @AKR | L 10-44 | +12.5 L | O 51.5 | AKR +360 |
| Oct 25th | @CMU | L 13-38 | +16.5 L | O 46.5 | CMU +550 |
| Oct 18th | BUFF | L 21-28 | +16.5 W | O 47.5 | BUFF +575 |
| Oct 11th | @KENT | L 6-42 | +1.5 L | U 50.5 | KENT -105 |
| Oct 4th | WMU | L 3-21 | +12.5 L | U 46.5 | WMU +360 |
| Sep 27th | @MIZ | L 6-42 | +44.5 W | U 57.5 | - |
| Sep 13th | @IOWA | L 7-47 | +35 L | O 44.5 | - |
UMass Betting Restrictions & Legal Info
As of August 2022, sports betting in Massachusetts officially legalized, which brought college football wagering along with plenty of other bet offerings to the Bay State.
Although sports betting is legal, Massachusetts residents cannot wager on in-state schools such as Boston College, or UMass. However, residents can travel over to adjacent states such as Maine, or Vermont to bet on the Minutemen this fall. Below, we have provided a detailed preview of the Minutemen for this upcoming season and how you can wager on them.
2026 UMass Minutemen Football
The 2025 season was a historic low for the Minutemen, finishing 0–12 (0–8 MAC) and becoming the only winless team in the FBS. Ravaged by nearly 20 season-ending injuries, UMass struggled on both sides of the ball, averaging just 11.1 points per game while allowing 38.6.
Looking toward 2026, head coach Joe Harasymiak has initiated a total roster overhaul. The program signed its highest-rated recruiting class ever, featuring 15 three-star prospects and a wave of 20+ transfers. Fans are hopeful that increased NIL funding and a fresh foundation will finally break the team's double-digit losing streak. This pivot could also create unique betting opportunities for UMass fans.
UMass Minutemen Point Spreads
Betting on UMass against the spread was a difficult proposition in 2025, as the Minutemen finished with a 3–9–0 ATS record. For new bettors who don’t know what that means, let's look at an example from the 2025 season.
In an October 2025, matchup against Buffalo, the spread looked like this:
- UMass +16.5 (-110)
- Buffalo -16.5 (-110)
In this game, UMass lost to Buffalo with a final score of 28–21.
Despite losing the game outright, the Minutemen actually covered the spread in this matchup. Because they were "+16.5," they could lose by up to 16 points and still "win" for betting purposes. Since they only lost by 7 points, anyone who bet on UMass +16.5 won their bet.
Conversely, if the spread had been UMass +2.5 (as it was in their season opener against Temple), their 42–10 loss would have resulted in a "failed to cover," as they lost by 32 points—well beyond the 2.5-point cushion.
UMass Minutemen Over/Unders
Totals bets, or over/under wagers, predict the combined points scored by both teams. You bet on whether the final score will be higher (Over) or lower (Under) than the line set by oddsmakers.
In 2025, UMass was a frequent target for the Over, finishing the season 8–4. For example, in their October 2025 game against Buffalo, the total was set at 47.5. With a final score of 28–21 (49 total points), the Over was the winning side. Conversely, in their season finale against Bowling Green, the total was 44.5; the 14–45 blowout (59 total points) easily cleared that mark again.
Heading into 2026, bettors are watching to see if a revamped offense under new coordinator Max Warner will push these totals even higher.
UMass Home vs. Road Over Trends
In 2025, the Minutemen were one of the most reliable "Over" bets in the country, but the trend was most dominant at their home McGuirk Alumni Stadium. UMass finished with a 5–1 Over record at home, as oddsmakers consistently set low totals for a struggling offense that was frequently eclipsed by a porous defense.
On the road, the results were more balanced (3–3 O/U). While lopsided losses to Iowa and Akron pushed totals Over, more disciplined defensive environments at Missouri and Kent State led to the Under. For 2026, bettors should watch if the "Home Over" trend holds as the defense looks to find its footing under a revamped coaching staff.
UMass Minutemen Moneylines
In a moneyline bet, you are simply picking the winner of the game. Because UMass finished the 2025 season with a winless 0–12 record, they were heavy underdogs in nearly every matchup. While "long odds" on an underdog can offer a high payout, the reality for Minutemen bettors last year was that "fading" UMass—betting against them to win—was the much more consistent strategy.
For example, in their season finale against Bowling Green, UMass was a +413 underdog.
- A $100 bet on UMass would have profited $413 if they won.
- However, because they lost 45–14, those bets were lost.
Looking toward 2026, the moneyline remains a high-risk proposition for UMass fans. Until the program proves it can break its 16-game losing streak, most bettors will likely find more value in the spread or the totals than in a straight-up moneyline wager on the Minutemen.
UMass Minutemen Futures
You are free to take the Minutemen at +1000000 consensus odds on win the National Championship (but we would not advise that!). This kind of wager is what’s called a futures bet. Futures bets are bets that’ll settle at a later time; usually, they are based on full-season outcomes.
Other examples of future bets are conference championship wagers, a Heisman winner, or betting on win totals.