Best Online Casinos for Baccarat in July 2025

While all of the baccarat casinos on our top recommended list are worth a try, there are a few in particular that really wowed us. Read on to learn more about our top-5 baccarat online casinos, and click any of the links on this page to get started whenever you're ready!

With origins in medieval Italy, baccarat was first played by noblemen. Eventually, the game made its way to France, where it gained popularity among the French aristocracy during the reign of King Charles VIII in the late 15th century. By the mid-20th century, baccarat had become widely known in European casinos before crossing the Atlantic and gaining popularity in the United States.

This was largely attributed to its portrayal in James Bond novels and films. Despite its historical association with the elite, baccarat has certainly evolved to become more accessible to all, as it's now enjoyed by a diverse range of players. As such, modern day baccarat is a mainstay in both land-based and online casinos around the world.

Overall, playing baccarat has a bit of a learning curve, so it's best to begin with the basic rules of baccarat before diving into the finer points of this historic table game. Luckily, the main baccarat rules aren't difficult to follow. 

To start, players must bet on one of three outcomes: a banker win, a player win, or a tie. If a player correctly picks the winner, their money doubles, regardless of whether or not their hand beat the banker’s. In addition to the standard bets, there are a number of side bets available, with the most notable being the 'Dragon' bet. Dragons typically pay out 30-1, and are achieved when a player wins their primary wager by a significant margin (or receives a 'natural' win).

Once the player makes their wager, the banker deals himself and the player two upcards. No matter how many players are seated, only two hands are dealt. There’s a real sense of camaraderie at the table because everyone plays against the banker's hand, much like in craps.

As we've noted, it's generally not difficult to comprehend and play Baccarat, but there are indeed a few rules that are more complicated than those outlined above. As an example, it must be noted that if either the banker or player has a total of exactly eight or nine, he or she would stand. If the player’s total is less than five, they must draw another card.

Looking for a free baccarat game online? Explore the world of free casino games and practice your skills in free online demos from developers like Pragmatic Play and Play'n GO.

Today, Baccarat is a mainstay in the high-limit rooms of most brick-and-mortar casinos. The game made famous by beloved British spy James Bond is increasingly popular in online casinos. The majority of online casinos are now offering high-stakes baccarat games, attracting high rollers to the online scene in droves. Below are a few things to keep in mind as you build your baccarat strategies.

Since a bet on the banker has the lowest house edge, the casino charges a 5% commission. Despite that, betting on the banker is your best strategy. Your odds of winning drop by about 1% when you bet on the player. You might be tempted to bet on a tie because of its healthy payout ratio, but try to resist as the house edge is often too high to overcome.  Learn more about house edge & RTP before you start playing online baccarat at the top US online casinos, and refer to the table below for a quick odds breakdown.

The winning hand is the one that comes closest to nine without going over. If either the player or dealer is dealt a hand totaling eight or nine, it’s called a natural and means the round is automatically won. If both the player and the dealer have hands that total eight or nine, it’s a tie. When the cards add up to anything other than eight or nine, the banker consults a rule book to dictate the next move. A third card will be drawn under specific circumstances including the ones below:

• Player hits when his hand totals five or less
• Banker hits when player stands & his cards add up to five or less
• When player’s hand totals two or three, banker draws with 0-4
• When player’s cards add up to four or five, banker draws with 0-5
• Neither hand is ever dealt more than three cards

Baccarat is played with six to eight decks of playing cards. The value of all picture cards (the Kings, Queens, and Jacks) and tens in baccarat is zero. For instance, if you’re dealt K-4, the King has a value of zero, leaving you with four. The value of an Ace is one point. Except for tens, each numbered card holds its numerical value. If any two cards add up to 10 or more,10 is subtracted from the total.