Toledo vs. UMASS Odds & Betting Predictions - January 20, 2026

Toledo at UMASS

11:00 pm • ESPN+

Toledo Rockets

12-11

82 - 84

Massachusetts Minutemen

15-9

MatchupOpenSpreadTotalMoneyline
Toledo 12-11	+1.5	+2.5-115	o163.5-112	+119
UMASS 15-9	u164	-2.5-105	u163.5-108	-142

Tuesday 11:00 p.m.

January 20, 2026

William D. Mullins CenterAmherst

MASS -2.5-105

1.25u

TOL +2.5-110

2.73u

TOL +1.5-106

Our PRO Betting System for Toledo-UMass
Action Network Staff•
Jan 20, 2026 UTC

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No props found

NCAAB Public Betting

UMASS are 4-1 in their last 5 games.
UMASS are 2-3 in their last 5 games against the spread
UMASS are 5-4 in their road games against the spread
The totals have gone OVER in 3 of UMASS' last 5 games
The totals have gone OVER in 9 of UMASS' 14 last games at home

Against the Spread (ATS) History

	overall	home	away	favorite	underdog
UMASS	10-13	5-9	5-4	3-11	7-1
Toledo	12-9	4-7	8-2	4-7	8-2

Over/Under History

	overall	home o/u	away o/u	favorite o/u	underdog o/u
UMASS	14-9	9-5	5-4	9-5	5-3
Toledo	9-12	4-7	5-5	4-7	5-5

Straight-Up (ML) History

	overall	home	away	favorite	underdog
UMASS	15-9	N/A	N/A	10-4	4-4
Toledo	12-11	N/A	N/A	7-4	3-7

date	opponent	score	spread	over/under	moneyline
Jan 17th	@NIU	L 68-70	-8.5 L	U 157	NIU -395
Jan 14th	@WMU	W 85-82	-5.5 L	O 157.5	MASS -250
Jan 10th	BALL	W 79-71	-10.5 L	O 147.5	MASS -674
Jan 6th	@OHIO	L 83-86	+4.5 W	O 146.5	OHIO +160
Jan 3rd	BGSU	L 100-101	+1.5 W	O 152.5	BGSU +110

Toledo

UMASS

28-51 (55%)

Field Goals

30-61 (49%)

20-25 (80%)

Free Throws

15-22 (68%)

6-14 (43%)

9-22 (41%)

Rebounds

Assists

Turnovers

Steals

Blocks

Fouls

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MatchupOverUnder
Toledo 12-11	N/A	N/A
UMASS 15-9	N/A	N/A

Toledo vs. UMASS Odds & Betting Predictions - January 20, 2026

Toledo at UMASS

Toledo Rockets

Massachusetts Minutemen

Toledo at UMASS Odds

Spread, Total, Moneyline

Toledo vs. UMASS Previews & Analysis

Our PRO Betting System for Toledo-UMass

Prop Odds Comparison

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Toledo vs. UMASS Public Betting Percentages

Toledo

Public

UMASS

Bets%

Money%

Betting Trends

Matchup History

Against the Spread (ATS) History

Over/Under History

Straight-Up (ML) History

Last 5 Matchups

Toledo vs. UMASS Odds Comparison

Toledo at UMASS Team Totals